Welcome to Regency Finance Company


Founded in 1927 by a group of Youngstown, Ohio businessmen, Regency Finance Company and its affiliates has experienced growth which has taken it well beyond the boundaries of that industrial area into many small communities in four states where it serves the financial needs of thousands of consumers from every walk of life.

Acquired in 1974 by F.N.B. Corporation, a bank holding company, Regency has continued to expand its ever-widening selection of loan products to accommodate the financial needs of the consumers it serves. Believing our customer relationships to be of extreme importance, Regency's personnel strive to provide that one-on-one personal service which is so important, yet so often missing, in this day and age.


Offering loan products as diverse as financing a first set of baby furniture to the purchase of a home, Regency has a loan or financing plan for virtually every type of consumer need.

Fast, friendly service with convenient repayment terms enables our customers to realize a high level of personal satisfaction from their Regency experience. A full array of credit insurance products is available on most loans.

Why Regency Finance?

We invite you to experience the Regency difference. We are confident you will enjoy the great service so many of your friends and neighbors already have - service that will keep you returning to Regency. Because at Regency, "We work hard to earn your business."

Our Mission

Our four-part Mission Statement is an important part of the Regency culture. This is displayed in each of our branch offices and signed by the Executive Officers of Regency and the branch manager.

  1. Our Mission is to maximize our contribution to the financial performance and positive image of F.N.B. Corporation;
  2. Strengthen the loyalty of our customers through consistently superior personalized service;
  3. Foster a work environment that promotes and rewards creative thinking, individual achievement and professional growth; and
  4. Encourage employee involvement in the communities we serve.

Find a Location

73 Locations throughout Pennsylvania, Ohio, Kentucky and Tennessee.