Take control by consolidating your debt

Consolidate your debt into one simple monthly payment with a fixed rate loan to avoid the hassle of managing multiple bills. Enjoy the relief of paying off your debts on a simple repayment term. If you are having trouble keeping up with multiple loans’ month to month payments or can't seem to pay your balances off fast enough, a debt consolidation loan may be for you.

Advantages of a debt consolidation Loan

  A single monthly payment  that may help you lower the stress of managing multiple debts and due dates through-out the month. Enjoy saving time and the ease of staying on top of your finances.

A single monthly payment that may help you lower the stress of managing multiple debts and due dates through-out the month. Enjoy saving time and the ease of staying on top of your finances.

  Fixed Interest rates . Avoid variable interest rates that may cost you more money and know your exact loan payment each month.

Fixed Interest rates. Avoid variable interest rates that may cost you more money and know your exact loan payment each month.

  Fixed Payments  so you're never surprised and can budget effectively. Feel good about being sure what your payments will be each month so you can be prepared.

Fixed Payments so you're never surprised and can budget effectively. Feel good about being sure what your payments will be each month so you can be prepared.

 

Pay off your debts on your schedule with a
debt consolidation loan

 

How to apply ? 

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1. Fast application process

An online personal loan application takes approximately 5 minutes to complete. 

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2. visit one of our branches

Regency Finance will contact you usually within the same business day after completing the personal loan application.

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3. receive your funds

If approved, you will receive your proceeds check once the loan document process is complete.


Our Rates and Terms

$1,000 to $25,000*
Loan Amounts Range 

24% - 35.99%
Annual Percentage Rate (APR) Range

12,24,36,48 or 60 Months
Term lengths


Your loan terms, monthly payments, interest rate and term lengths may vary based on personal information like your credit score, income, debts, expenses, and overall credit history. Apply today and you may be funded for your desired loan amount. 

 

not able to find what you are looking for? 

Reach out to your local branch, visit our frequently asked questions page or search for your answer below.