Improve Your House into the home you want
If you’re looking to increase your property value by making renovations, expanding your home or increasing your energy efficiency, Regency Finance may be able to help you pay for the costs with a personal home improvement loan. Imagine the feeling of being able to finish your basement, fix your leaky roof or upgrading your kitchen. Whatever your home improvement project is, with a loan from Regency Finance, we can help you complete them.
Common Uses of a Home Improvement Loan
Does this differ from a home equity loan?
With a home equity loan you borrow money against the value of your house. With our home improvement personal loan you won't have to use your home as collateral. Instead we will evaluate your personal credit score and history to determine whether you’re an eligible borrower. This means even if your property value is declining we won't fault you for trying to bring it back up. Apply today!
You're one step closer to making your dream home into a reality
How to apply ?
1. Fast application process
An online personal loan application takes approximately 5 minutes to complete.
2. visit one of our branches
Regency Finance will contact you usually within the same business day after completing the personal loan application.
3. receive your funds
If approved, you will receive your proceeds check once the loan document process is complete.
Our Rates and Terms
$1,000 to $25,000*
Loan Amounts Range
24% - 35.99%
Annual Percentage Rate (APR) Range
12,24,36,48 or 60 Months
Your loan terms, monthly payments, interest rate and term lengths may vary based on personal information like your credit score, income, debts, expenses, and overall credit history. Apply today and you may be funded for your desired loan amount.