Improve Your House into the home you want

If you’re looking to increase your property value by making renovations, expanding your home or increasing your energy efficiency, Regency Finance may be able to help you pay for the costs with a personal home improvement loan. Imagine the feeling of being able to finish your basement, fix your leaky roof or upgrading your kitchen. Whatever your home improvement project is, with a loan from Regency Finance, we can help you complete them.

Common Uses of a Home Improvement Loan

  Expand your home  and make additions that could improve your property value while improving your living conditions. Increase the comfort in the place you call home.

Expand your home and make additions that could improve your property value while improving your living conditions. Increase the comfort in the place you call home.

  Remodeling & Unexpected  expenses are part of the plight of being a home owner. Apply for a loan to obtain funds you may need when your month to month budget may be low.

Remodeling & Unexpected expenses are part of the plight of being a home owner. Apply for a loan to obtain funds you may need when your month to month budget may be low.

  Energy Efficiency  improvements that could reduce your month to month spending and provide a positive environmental impact. Take pride in knowing you can apply for a loan to help purchase those new solar panels or windows you've always wanted.

Energy Efficiency improvements that could reduce your month to month spending and provide a positive environmental impact. Take pride in knowing you can apply for a loan to help purchase those new solar panels or windows you've always wanted.


Does this differ from a home equity loan? 

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YEs!

With a home equity loan you borrow money against the value of your house. With our home improvement personal loan you won't have to use your home as collateral. Instead we will evaluate your personal credit score and history to determine whether you’re an eligible borrower. This means even if your property value is declining we won't fault you for trying to bring it back up. Apply today!


You're one step closer to making your dream home into a reality

 

How to apply ? 

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1. Fast application process

An online personal loan application takes approximately 5 minutes to complete. 

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2. visit one of our branches

Regency Finance will contact you usually within the same business day after completing the personal loan application.

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3. receive your funds

If approved, you will receive your proceeds check once the loan document process is complete.


Our Rates and Terms

$1,000 to $25,000*
Loan Amounts Range 

24% - 35.99%
Annual Percentage Rate (APR) Range

12,24,36,48 or 60 Months
Term lengths


Your loan terms, monthly payments, interest rate and term lengths may vary based on personal information like your credit score, income, debts, expenses, and overall credit history. Apply today and you may be funded for your desired loan amount. 

 

not able to find what you are looking for? 

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