Regency Finance Website Privacy Statement

REGENCY FINANCE COMPANY AND ITS AFFILIATED COMPANIES (COLLECTIVELY, “REGENCY FINANCE” OR “WE”) VALUE THE PROTECTION OF INDIVIDUAL PRIVACY.  THIS PRIVACY STATEMENT DESCRIBES WHAT INFORMATION MARINER COLLECTS THROUGH ITS WEBSITES, INCLUDING WWW.REGENCYFINANCE.COM (COLLECTIVELY, THE “SITE”), HOW IT USES THE INFORMATION AND WITH WHOM IT MAY BE SHARED. THIS PRIVACY STATEMENT APPLIES ONLY TO INFORMATION COLLECTED THROUGH THIS SITE.
IN THIS PRIVACY STATEMENT, THE TERMS “YOU” AND “USER” MEAN ANY VISITOR TO THE SITE. BY USING THE SITE AND/OR SUBMITTING AN ONLINE APPLICATION, YOU INDICATE THAT YOU HAVE READ AND AGREE TO BE BOUND BY MARINER WEBSITE TERMS OF USE AND THIS PRIVACY STATEMENT. IF YOU DO NOT AGREE TO THIS PRIVACY STATEMENT, DO NOT USE THIS SITE IN ANY MANNER.

  1. COLLECTION, USE AND DISCLOSURE OF PERSONAL INFORMATION

The Site does not collect personally identifiable information from you unless you voluntarily provide it through various forms and in various places on the Site, including by entering it via an online form, over the phone, or via any other means through which you interact with our services.  Personally identifiable information may include your name, address, telephone number, mobile number, email address, and Social Security Number. You are responsible for ensuring that any personally identifiable information you provide is truthful, accurate and up to date.  We will collect and store personal information you decide to provide to us for our records but we are not liable to you if the information you provide is not accurate.  You agree that we may use any of your personal information that you provide to us to communicate with you.  Additionally, if you apply for a loan on the Site, you must truthfully and accurately complete our online application which includes your provision of personally identifiable information.  Accurate, up-to-date information is necessary to view your credit history and otherwise process your application and to contact you.  Mariner takes various precautions to safeguard your personal information against loss, theft and misuse as well as unauthorized access, disclosure, alteration and destruction.  For example, all online applications are encrypted to maintain the security of your information.  Once received, your personal information is stored in the United States in accordance with United States law.

As permitted by law, Mariner reserves the right to disclose your personally identifiable information to third parties in accordance with  our Privacy Notice (located at the bottom of this page), to assist in administering our services and marketing activities, as required by law, as necessary to protect our rights (such as if you fail to repay a loan), as necessary in order to detect, investigate, prevent, or take action against illegal activities, fraud, or situations involving potential threats to the rights, property, or personal safety of any person, to comply with a judicial proceeding, court order, or legal process served on us, and/or as specifically consented to by you. If Mariner were to merge with or be acquired by another company or if it were to cease operations, your information may be transferred to the surviving or acquiring company.  At that point, any use and sharing of your information will be subject to that company’s privacy policy which may be different from that of Mariner.  In addition to this Privacy Statement and Mariner’s website Terms of Use, our use of your personal information collected is described in the Privacy Notice.

Third parties may also collect personally identifiable information about your online activities through the Site in order to assist Mariner in offering its services and products, marketing, and administration of the same.

  1. COLLECTION, USE AND DISCLOSURE OF OTHER INFORMATION

The Site may gather non-personal information about you depending on how your browser is configured.  That information may include the Internet Protocol (IP) address(es) used to access the Site, the number of times you visit the Site, the time and length of the visit, the operating system and browser type used to access the Site, your screen resolution, the particular web pages viewed right before and while visiting the Site, how long you remain on specific pages, your navigation patterns, where you go upon leaving the Site, or similar details.

The Site may use cookies and other tracking technologies (such as clear GIFs, web beacons, log files, and the like) to track unique visitors and pages viewed by users, both to understand how the Site is being used and to improve users’ experiences on the Site.  For example, cookies (small, unique text files that a website can deposit on your computer hard drive when you visit a website) may be used to allow repeat visitors to be served more quickly and efficiently or to provide information on the pages viewed by a given user.  Since cookies reside on a user’s hard drive, they may be deleted by a user after they are deposited by a site.  You may also configure your browser to reject cookies, although if you do, some or all of the features on the Site may not be available to you.

Non-personal information collected as a result of your visit to the Site may be disclosed to third parties, but will not be associated with you personally.  In other words, the Site may disclose that a unique user accessed the Site a particular number of times and spent specific amounts of time on different pages, but we will not disclose the identity of that user (and most likely would have no way of identifying who that user was unless the user voluntarily identified him or herself to us).

Some web browsers have a “Do Not Track” function that allows you to tell websites that you do not want to have your online activities tracked. The Site does not monitor or respond to “do not track” signals or similar mechanisms

  1. SECURITY

To prevent unauthorized access to your personal data, maintain data accuracy and integrity, and ensure the correct use of information, Mariner follows generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it.  No method of transmission over the Internet, or method of electronic storage, is 100% secure, however.  Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

  1. CHANGES TO YOUR INFORMATION

You may request access to and/or to change your personally identifiable information by contacting us at the following phone number or postal address: 877-310-2373, Mariner Finance, LLC, 8211 Town Center Drive, Baltimore, MD 21236. If you currently have an account with Mariner, you may log into the Customer Account Center to review and/or edit your personal information.

  1. CHANGES TO PRIVACY STATEMENT

Mariner reserves the right at any time and from time to time to modify this Privacy Statement with or without notice.  You will be bound by the modifications if you use the Site after a modification has been made.  You agree that Mariner shall not be liable to you or to any third party in any way as a result of any such modification. If you do not agree to any changes or terms, you should discontinue your use of the Site.

  1. MARINER FINANCE CONTACT INFORMATION

If you have any questions or comments regarding this Privacy Statement, please contact Customer Service at 877-310-2373.

This Privacy Statement was last revised on December 4, 2018.

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